Tim asked:
A friend of mine is going to be DJ’ing at my wedding. The venue have said that this is fine and he is going tho bring his own equipment which he is hiring separately. The venue have said he needs to produce a Public Liability Insurance Certificate.
A friend of mine is going to be DJ’ing at my wedding. The venue have said that this is fine and he is going tho bring his own equipment which he is hiring separately. The venue have said he needs to produce a Public Liability Insurance Certificate.
This is not his normal job he is just doing it as a one off favour.
Any idea how hie gets one? I have looked on line but it all seems to be for professional or self employed people/businesses.
Methinks this is because you are not using the venues own DJ so they like to make things difficult…just ring an independent insurance broker and ask how you should go about it…..it shouldn’t cost that much…….although it will all add to your own costs….and you may find it is cheaper to use the venues DJ after all.
It is the venue which has to have the public liability insurance. By the sounds of things, I would recommend checking with the venue that they have suitable cover for public liability. They have to display the certificate in a place where the public can see it. You can ask to be directed to its location at the venue.
You can then ask why it is not going to be renewed at the next renewal!
he’s going to have to get one through an insurance agent as if he is self-employed. it’s simply a liability issue for the venue (but kind of strange one since most venues have their own insurance to cover that sort of thing) should anything happen to someone attending the event due to him or his equipment. i’m not sure if it’s cheaper, but i think he can also get himself bonded and that would also work (done through an insurance agent also)
Public or General Liability insurance can be tricky if you have never purchased or researched it before. Speak to a local independent insurance agent and they can get your friend a quote. You may be able to get by with a policy called a Special Event Policy which may be cheaper than for him to get a General Liability policy which typically runs for a year at a time. Start with whoever writes your Homeowners/Auto insurance and they can either council you on this or recommend someone who can.
Good luck and congrats on your upcoming big day!
Phone a local broker. I am aware that ‘LeisureInsure’ offer cover for DJs, but you have to go through a broker. Any good local broker should be able to sort you out.