totalcabbage2 asked:
I MAINLY DO WEDDINGS, I OWN A VERY NICE JAGUAR AND WOULD LIKE TO OFFER A FREE CHAUFFEUR SERVICE TO MY CUSTOMERS. I WILL NOT BE CHARGING ANYTHING EXTRA FOR THIS SERVICE, ITS JUST COMPLIMENTARY. DO I NEED HIRE AND REWARD INSURANCE OR CAN I JUST USE MY NORMAL INSURANCE, IVE LOOKED INTO HIRE AND REWARD AND IT WOULD COST A COUPLE OF GRAND. DOES ANYONE KNOW WHAT I CAN DO?
I MAINLY DO WEDDINGS, I OWN A VERY NICE JAGUAR AND WOULD LIKE TO OFFER A FREE CHAUFFEUR SERVICE TO MY CUSTOMERS. I WILL NOT BE CHARGING ANYTHING EXTRA FOR THIS SERVICE, ITS JUST COMPLIMENTARY. DO I NEED HIRE AND REWARD INSURANCE OR CAN I JUST USE MY NORMAL INSURANCE, IVE LOOKED INTO HIRE AND REWARD AND IT WOULD COST A COUPLE OF GRAND. DOES ANYONE KNOW WHAT I CAN DO?

Yes, switch your caps lock off!
STOP SHOUTING.
The insurance you need is liability also business insurance for your car, sod this,get in your Jag (it needs tax and mot) get your bum to a business centre get a proper business plan done then you can do a personal business course then you will understand that paying is not a problem want to look good ask about depreciation on your car no such thing as complementary you will have to pic the cost up somewhere
OOOOOHHHH, WHO’S GOT A VERY NICE CAAAAAAR THEN?
DON’T SHOUT! It’s considered very rude to type in all caps. Whether or not you charge extra for the service, you are a commercial business using your vehicle for commercial purposes, and need commercial insurance. You might need to upgrade your driver’s license also. You might want to think about sticking to photography and leaving the taxi business to others.
YOU’RE A NUMPTY.
you could possibly try public liability insurance, or registar the vechile as psv also you may have to hire a psv driver to cut your costs not to sure but i have seen it done.