Be prepared to have to go to specialty markets (like a Lloyd’s of London). I’ve worked with a few types of companies like yours, where they transport clients, and it’s not the cheapest thing in the world.

WITHOUT committing fraud, you need to spin your business in the right light… How often are you actually taking someone to the store? (ie hopefully not very often, more incidental than planned).

Let me know i

If using your own car you will need to inform your insurers and will probably have to pay higher premiums.

How much will you be charging? Too make any money out of this you will need to provide shopping to a lot of people. Say you manage 10 shoppers a day (allowing them to ‘browse’ will take a lot of time) and charge £5 each you are only making £50 a day. Take out your public liability and employers insurance, increased car or minibus insurance and petrol you will not have much left to pay yourself. Also businesses have to provide accounts, so you will have to pay for someone to ‘do the books’ as well(Income tax and NI).

Most stores provide a home delivery service as a loss leader for around £5, but the elderly are the least technological adapt so many can’t access this service.