Do you have to pay for automobile liability insurance starting on the date you get your lisence?

big lele asked: Here is my situation:

I want to get my license next week but I am going to be away for the entire summer without a car so their is no point for me to start paying for automobile liability insurance right now. On the date that I am taking my drivers test, [...]

How much automobile liability insurance is enough – $1 or $2 millions?

T E asked: My insurance has strongly recommend that I should increase my automile liability insurance from $1 million to $2 million, although I have not involved in any accidents.

I wonder if that is because of the possible increase of accident compensation these days. Do you think that the increase of [...]