I have my own photography business?

totalcabbage2 asked: I MAINLY DO WEDDINGS, I OWN A VERY NICE JAGUAR AND WOULD LIKE TO OFFER A FREE CHAUFFEUR SERVICE TO MY CUSTOMERS. I WILL NOT BE CHARGING ANYTHING EXTRA FOR THIS SERVICE, ITS JUST COMPLIMENTARY. DO I NEED HIRE AND REWARD INSURANCE OR CAN I JUST USE MY NORMAL INSURANCE, IVE LOOKED INTO [...]