Can I claim back car insurance excess cost myself?

si senor asked: Hi, I was involved in a car accident that was entirely the fault of the other party; my car was hit from behind. When speaking to my insurance company (or rather the broker), they say I still have to pay the excess on my policy for repairs. As I didn’t take out [...]

why does the insurance comapny want engineers report ?

uzzy n asked: i made a personal injury claim a year ago straight after the accident. My brother who was also in the vehicle has received his personal claim injury money and however i havent received mine as of yet. The third party insurance company has requested an engineers report before they make an offer. [...]