Jim asked:


My girlfriend was just in a car accident and we need to get a new car. She drives the car for work and i get the train. I only really use it on the weekend.

Can i take out a policy on the new car and have her as a named driver, even tho she is the main driver? It works out much cheaper to do this as she has 6 points and a claim, while i have 2 NCB and a clean licence.

I filled in an online application and one of the options allows me to select Business Use for All. I assume this will cover both of us for any use regardless of who drives more?

Thanks for your help

JR
Well i am being honest i have to declare her convictions and claim during the process. My point is that Business Use for All suggest it covers her driving needs. I will contact an insurer and ask them. Certainly at no point was i suggesting i would commit Fraud! Thats why i asked here first. Thanks for responses all the same
Ok, i have spoken to insurance company (2 of them) and both confirmed that we would be covered and it was fine.

You really shouldnt give advice unless you are 100% sure that you are correct, or at least quote a source.

I will think twice before using Yahoo Answers again.

Thanks to the genuine responses. To the others, you are all bozos!