grannysan asked:
We have bought a static caravan to site on our own land for letting, but our house insurer says it will invalidate our current home insurance. Caravan insurers won’t insure unless sited on a licensed park. Business or home insurers won’t insure our home with the caravan on the land…Surely, since many other homes have letting caravans, there MUST be a way to cover our home, plus liability insurance for a small letting static? Have tried phoning/internet for ages, with no luck. Can anyone help?
We have bought a static caravan to site on our own land for letting, but our house insurer says it will invalidate our current home insurance. Caravan insurers won’t insure unless sited on a licensed park. Business or home insurers won’t insure our home with the caravan on the land…Surely, since many other homes have letting caravans, there MUST be a way to cover our home, plus liability insurance for a small letting static? Have tried phoning/internet for ages, with no luck. Can anyone help?
No, home insurance isn’t designed for caravan parks or multi-unit dwellings, it’s just not.
Incidentally, have you checked with your local council on the legality of the plan? Many areas will not allow that sort of thing.
Maybe these other homes are willing to take the risk, why don’t you ask some of these other householders where they get insuance? Can’t say I’ve ever known of any houses anywhere I’ve lived having letting caravans in their gardens! I’m sure the coucil would have some concerns about it.